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It is Possible to Walk Away from But Not Survive an Accident
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If you cause an accident where damages to other parties exceed your limits of insurance coverage, you are personally responsible for everything not paid by insurance. That could be anything from thousands of dollars to millions (depending upon your circumstances) for injuries and/or deaths caused by the accident. And, it only take a blink of an eye to put yourself in that situation. This is also true if someone with either low limits or no insurance hits and hurts you. In this case, you would have to sue someone who likely has little or nothing. The rest would be unrecoverable.
We protect our clients by taking the time to explain what risks they have and what options are available to protect what they have. Take a moment to look below at not only the savings we've generated for new clients but how we adjusted their insurance to give them more coverage at a significantly lower cost. Let us help you.
The Hardest Part of this Process is Getting the Conversation Started. Please use the survey below to collect the information we need to make it all work very well for you.
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Jeffrey Curry Agency
Agency Principal
West Building
1050 Saxonburg Blvd.
Close to Route 8
412.767.9500
inquire@hartwoodagency.com
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Easy to Find and Accessible
Monday - Friday 9AM - 5PM
Evening & Weekend Appointments Welcome
24 / 7 / 365 Service
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Sample of Hartwood Agency Client Savings
These Clients took 20 Minutes to Find their Information and to Complete Our Survey. See What They Saved Using Our Review, Recommendations and Use of Discounts. Those who increased coverage chose more protection over saving more.
These folks were underinsured and paying too much for it. There's probably Someone Like You Listed Below
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PRIOR INSURANCE |
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HARTWOOD PLAN |
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SAVINGS |
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| 15215 Resident |
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$4,100 |
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$3,250 |
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$850 / 21% Savings |
| Home / Auto /Personal Umbrella |
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| Increased Liability Protection $1.3M |
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More security |
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| Increased Under and Uninsured Protection $400k |
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More security |
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| Added New Car Collission Replacement |
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More security |
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| Added 5% Premium Rewards Rebate for Safe Driving AND a $200/year deductible reduction award for Safe Driving |
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| Added Immediate Accident Forgiveness for Rate Increases |
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| 15024 Resident |
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$2,173 |
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$1,836 |
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$337 / 16% Savings |
| Home / Auto /Personal Umbrella |
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| Added Immediate $100 deductible Reduction AND a $200/year deductible reduction award for Safe Driving |
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| Added Immediate Accident Forgiveness for Rate Increases |
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| 15101 Resident |
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$1,527 |
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$1,449 |
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$80 / 5% Savings |
| Increased Auto Liability Protection |
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| Increased Dwelling Replacement coverage 40% to reach current cost-to-replace value. |
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| 15116 Resident |
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$1,925 |
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$1,235 |
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$690 / 35% Savings |
| Home / Auto |
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| Maintained current coverage levels |
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| Increased Dwelling Replacement coverage by 30% |
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| 15143 Resident |
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$1,579 |
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$1,402 |
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$177 /11% Savings |
| Home / Auto |
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| Life Insurance |
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$92/month |
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$72/month |
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$240/22% & Growing |
| Lincoln Benefit Life Term Life |
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$400,000 |
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$500,000 |
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25% More Security |
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Rate Adjusted Annually |
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Rate Locked for 20 Years |
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| 15238 Resident |
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$6,100 |
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$4,100 |
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$2,000/33% Savings |
| Home / Auto / Personal Umbrella |
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| Increased Umbrella Policy $300,000 |
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More security |
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| Increased Uninsured / Underinsured $500,000 |
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More security |
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| 16229 Resident |
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| 4 Automobiles |
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$2,332/yr |
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$2,080/yr |
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$248 / 11% Savings |
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Apples-to-Apples |
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| 3 Boats |
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$220.00/yr. |
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$320.00/yr |
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| 1 30' Pontoon |
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Not Previously Ins. |
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$100k Liab / $5k med |
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| 1 22' Ski / Fishing |
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Insured |
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Collission |
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| 1 Waverunner |
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Not Previously Ins. |
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Comprehensive |
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| Take 20 Minutes to Find Your Information and to Complete Our Survey Below |
What's involved in a quote for insurance? Quotes are based as much in what you are insuring and for how much as it is in you, your situation and history. Therefore, quotes will be inaccurate high and low until all the necessary information is gathered and considered. That's why they're called "quotes". We do not use the tease and capture process that pulls you in with a low ball quote then adjusts higher on the input of the details that matter. That's a waste of your time and not the high quality service we provide our clients. We provide accurate pricing because we gather all the important information upfront. It saves you time and money. And, it gets us appreciative and fully satisfied clients.
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Step One
| Complete the Contact Sheet above and We'll Contact You.
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to Savings, Security and Peace-of-Mind is giving good information. Please click on and download the Survey to the right. Then, simply either type into the fields provided and email it to us or print it out to complete and fax/mail in. Either way enables you to complete the survey without submission of any information until your are ready. Web quote programs capture and keep information as you go. The email instructions are on the survey.
Address: ALLSTATE - Jeffrey Curry Agency
3392 Saxonburg Blvd. #450
Glenshaw, PA 15116
Fax: 1.800.518.5266
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Auto / Home Survey |
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Have a teenager? Click on the photos below to view a "moving" video and to visit Allstate's page for young drivers. These insights will help you with programs to promote safe driving, to minimize your young-driver insurance costs and to help keep your child safe. (take to full screen once it opens)
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| Visit our Allstate web-site by clicking on the file photo below.
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| Click on this Image and Open the Video Screen to Full Size |
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| Allstate Teen Driver Site |
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| Please visit my Allstate Agency Web Site to get more information on the Allstate products and services I can offer. |
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| Important Message for Families with Children |
Don't Neglect to insure Your Family's Most Valuable Asset.... YOU!
Your ability to earn an income is your family's most valuable asset. In addition, your investments and assets are likely half of what they used to be. And, that affects your family's security if the unthinkable happens to you.
We all spend lots of money to insure replacable things like cars, boats and homes. But, it's often at the expense of not insuring the most important piece of your family's security. Is your current level of assets and insurance enough to care for your family if you are not there? You decide....
How much is enough life insurance? The answer is enough to sustain your family's lifestyle as if you were there bringing home a paycheck and doing all the things you do at home. With investments ailing and risky, term life insurance becomes a practical, surprisingly low cost solution to insure that your family is taken care of in the event the unthinkable happens. Now, more than ever, an investment in term life insurance is a necessary piece of investment strategy to insure the availability of money for your family if you die.
Please don't leave your family in ruins over something as affordable as term life insurance. We have financial specialists ready to handle your needs to secure what you have. Don't delay, call us or use the inquiry form above for us to get in contact with you.
Take Note that should the requirements that insurance companies have to hold higher cash reserves for claims as proposed by President O'Bama and Treasury Secretary Geithner, this action will push insurance rates higher. Take advantage of the lower cost, fifteen/twenty/thirty year rate locks now to secure your family.
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We're Looking for Quality People interested in solving client problems. Complete Paid Training Provided. Part and Full Time Available. Please use the Inquiry Email address above if you either are interested or have a referral.
Or call 412.767.9500 for details.
Part Time Opportunity is ideally suited for parents with children in school due to flexibility and earnings potential.
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| Insurance Advertising Teasers |
| and the truth behind them. |
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"Name Your Price"
All insurance carriers will let you name your price. Insurance has the ability to include or exclude areas of coverage. You can also buy very high or very low limits on that coverage. Therefore naming your price is a gimmick to think you can negotiate a deal. We suggest that you first establish an affordable budget, work with an agent to prioritize a plan of insurance that meets your needs, then shop that plan with every carrier for pricing. It's worth the effort.
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"Save 15% of More"
Your insurance cost is dictated as much by the company as it is by who you are, what your insurance history is, and what you're insuring and for how much. All the savings claims are conditional as "may not apply to you". The only way you can discover whether one plan is equal to or better than the other for cost and coverage is to compare them. We do that for you. Note that there's no confidence shown in a statement unless they offer you something in return for making the effort if they can't beat the value of your current plan. We'll buy your family a pizza dinner.
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State Minimum Insurance
Every company sells state minimum insurance. State minimum car insurance provides only $15,000 in auto bodily injury insurance per person per accident up until $30,000 for all injuries in an accident. It also only provides $5,000 in property damage coverage. There is also a $5,000 Medical payments coverage requirement. The rest is on you if those amounts are exceeded. So, how good is this coverage if you cause an accident that totals two cars and injures five people? Talk to your agent to see if you are truly comfortable with that risk.
"We've Got Discounts"
Discounts are not unique to any one company. They are available through all companies that sell insurance. And, you must qualify for them. We recommend taking advantage of all discount options and use all of your insurance needs when shopping each carrier; because, rather than the individual cost of each plan, it is the total cost of your insurance after the discounts that determines what's a good deal.
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The Hartwood Agency Inc. Copyright 2008
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